This is just more snake oil you are peddling, in the grand tradition of Horatio Alger’s “strive and succeed” platitudes. However, money is nothing but arithmetic, a transform of information about the marginal value of commodities. And it’s a Zero Sum game, where more is always better and if one person has it, others don’t. In a finite world such as ours, this translates into a Monopoly game, where those that get in on the ground floor of any new, marketable innovation get a decisive advantage over their competitors.

The net effect is that money MUST concentrate upwards into ever fewer hands, and the net effect is a fixed hierarchy: Owners (who own everything and compete or collaborate with each other to corner every remaining market); Consumers (folks like you and me who work for the Owners, pay rent or mortgages to them, buy from them, and hope (in vain) to join them); the Working Poor (who are too busy trying to make ends meet on their meager wages to do anything in their few free hours but drink beer and watch TV) and the marginalized Others ( the homeless, ethnic minorities, the criminal underclass, and starving peasants in the Global South). The chances of upward mobility are inversely proportional to one’s status in this hierarchy: the rich always get richer, and the poor always get poorer—with only a scant few, favored by luck and extraordinary talent or cleverness (or ruthlessness) can ever ascend to a higher economic bracket. And in a finite world, the endgame is what we now see: a cascading, incremental collapse, starting at the bottom but moving inexorably to engulf even the delusional super-rich, when they discover that their money—without consumers and cheap labor—is worthless.