You are entirely right. Money, after all, is just arithmetic—an arbitrary (socially defined) measure of the marginal value of (socially defined) commodities. And, as arithmetic, it is a zero-sum game: If I have it, you don’t (and vice versa). And thus there is only one cardinal rule for the money game: more is always better ; whoever has the most wins, and gets to set the prices for everyone else, since he owns what they want or need. For this reason, inexorably, money concentrates upward into fewer and fewer hands, until the “winners” own everything, while all the rest of us own nothing, and are in debt to the winners for our houses and hotels! If this sounds like a Monopoly game, it is—for Monopoly models the production rules of an unregulated global market economy on a finite playing field (the Earth). The only element that os missing from the rules of monopoly is the fact that the “playing field” itself is rapidly disintegrating as a result of the game!